Travel Insurance: My thoughts .......
Travel Insurance: Is It Worth It? Short answer? Yeah… it is. But maybe not the way most people think. For years, I was the guy who sometimes bought travel insurance. You know—add it on during checkout and hope you never need it. But as I’ve gotten older (and maybe a little wiser), the “what ifs” started to matter more. I’ve heard too many stories: Someone has a heart attack overseas → $50K+ before they even get home Car accident in another country → massive bills and chaos Medical evacuation → easily six figures That stuff isn’t theoretical. It happens. So I adjusted how I travel. Now I run with two layers of coverage : Global Rescue → for the big, scary stuff (medical evacuation, getting you home) Allianz annual plan → covers trip cancellations, delays, and medical incidents across all trips Yes, it’s not cheap. Allianz alone runs me about $1,200/year . But here’s the thing… On my last trip, I got hit with a bladder infection. Nothing dramatic, just bad timing. Walked into th...