Rick’s Mod to Dave Ramsey’s Baby Steps
Rick’s Mod to Dave Ramsey’s Baby Steps Building Wealth Is Great, But Don’t Forget to LIVE THE DREAM! About 20 years ago, I made a decision that would significantly change the direction of my financial life. I started following Dave Ramsey's 7 Baby Steps . And I'll tell you something right up front: They worked! Those principles helped me develop financial discipline, eliminate unnecessary debt, save money, and ultimately put myself in a pretty darn good position in life. For that, I'll always give Dave Ramsey credit. But here's the thing. Twenty years later, with a little more life experience, a few more gray hairs, and a much different financial perspective, I've come to realize that while Dave's advice is excellent, I don't necessarily agree with every single part of it. And that's okay! Financial advice isn't necessarily one-size-fits-all. What works for someone struggling with debt might not be the best strategy for someone who's financiall...